Catastrophic Injury Funding
Stabilize care, not just cash flow
Catastrophic injuries don’t wait for insurance negotiations. Surgeries, rehab, mobility equipment, and home changes begin now – often before liability is settled. MMB Solutions Group provides non-recourse pre-settlement funding so you can keep treatment moving, cover essential living expenses, and avoid pressure to accept a low offer. If there’s no recovery, you don’t repay.
Catastrophic injury lawsuit funding is a non-recourse cash advance against your future settlement. It isn’t a traditional loan—there are no credit checks, no employment requirements, and no monthly payments. You only repay from case proceeds; if there’s no recovery, you owe nothing. We coordinate directly with your attorney. We provide catastrophic injury lawsuit funding California clients rely on, and we serve clients nationwide.
National Spinal Cord Injury Statistical Center estimates show first-year costs for high cervical spinal cord injuries can exceed $1.3M, with lifetime costs commonly surpassing $6M. That’s why timing and financial stability matters for your recovery.
Catastrophic Injury Funding
Catastrophic injury lawsuit funding – California and nationwide
If you’re seeking catastrophic injury lawsuit funding California, you’ll benefit from a team that understands state liability rules, comparative fault, and how primary, UM/UIM, and excess/umbrella policies affect the expected settlement. We frequently coordinate with firms in Los Angeles, Orange County, Inland Empire, San Diego, the Bay Area, Sacramento, and the Central Valley – and we fund clients across the U.S.
Get funding while your care continues
Catastrophic cases evolve. Rather than a one-time cash advance, we can align settlement funding to your documented milestones – pre-op clearance, post-op recovery, device fitting and training, home or vehicle modifications, and phases of intensive rehab. As your attorney updates the valuation with new medical notes or a life-care plan, your funding can adjust to real needs, not arbitrary numbers.
Catastrophic Injury Funding
Complex injuries we fund and how we tailor support
Catastrophic cases aren’t priced by guesswork—they’re built on documentation and timing. Our underwriting team reviews treatment plans, life-care projections, and insurance layers to size pre settlement funding that supports real medical needs while your attorney pursues the expected settlement. Because this is non-recourse settlement funding, there’s no credit check, no employment requirement, and no monthly payments—you qualify for pre settlement based on case strength, not a bank score. This funding process helps you keep care on track without rushing negotiations.
Spinal Cord Injuries: How we align funding to medical reality
Spinal cord injuries require precise documentation—imaging, neurological assessments, daily-living limitations, and durable equipment needs. In spinal cord injury lawsuits, we coordinate with your attorney on surgery timing, equipment procurement, home and vehicle accessibility, and vocational impacts so your funding reflects the true costs of care, not a one-size-fits-all number.
Traumatic Brain Injuries: Keeping treatment moving while your case builds
Traumatic brain injuries can disrupt attention, memory, mood, and sleep—even when early scans look normal. We size pre settlement funding to what’s actually in your file: neuropsych testing, specialist notes, therapy plans, and progress updates. That way you can continue treatment and day-to-day support while your injury lawsuit advances toward a fair, evidence-based result. LEARN MORE
Severe Burns, Amputation, and Complex Orthopedic Trauma: Staging support through each phase
What pre-settlement funding can cover right now
Early inpatient rehab followed by intensive outpatient PT/OT; the advance supports housing stability, in-home help, and transportation until the first negotiation window.
✅ Surgery-Staged Plan:
Pre-op, post-op, and device-fit periods; disbursements are timed to hospitalization, DME, and home modifications documented by counsel.
✅ Evidence-Maturity Plan:
Liability is clear, damages require additional specialist evaluations; a bridge now, followed by a second tranche when valuation reports are in.
Catastrophic Injury Funding
Catastrophic injury pre-settlement funding vs. a traditional loan
Traditional loan
Based on credit, income, and bank history; monthly payments start immediately and continue regardless of outcome—often adding financial pressure during recovery.
Pre-settlement funding (legal funding)
A lawsuit loan alternative based on case strength and future settlement value; no monthly payments, no credit checks, non-recourse. If there’s no recovery, you don’t repay.
How to apply, get approved, and receive funding
1.) Application Process
Start online or by phone. Share your attorney’s contact information and a brief summary of injuries, treatment, and where your personal injury claim stands. No credit checks.
2.) Case Review
With your permission, we coordinate with counsel to confirm liability evidence, coverage layers, medical records, and valuation inputs. A focused packet helps you receive funding quickly.
3.) Approval and Disbursement
Once approved, funds can be sent rapidly—often the same day—so you can manage medical bills, therapy, transportation, and living expenses while your legal team builds your personal injury settlement.
4.) How You Pay Us Back
Repayment comes only from the settlement or award. If there’s no recovery, you don’t pay us back. There are no monthly payments at any point.
Documents that help you receive funding faster
- Incident documentation (police or facility report), witness statements, photos/video
- Medical records and bills, operative reports, therapy notes, life-care plan (if available)
- Insurance declarations and policy limits (including excess/umbrella)
- Proof of lost income and any vocational evaluations
A clear packet lets our underwriting team tailor the advance to your financial situation, medical trajectory, and the funding process your attorney prefers
For attorneys: a funding partner that keeps your case moving
Expect a single point of contact, targeted document requests, predictable lien terms, and payoff statements at disbursement. We can stage advances to align with mediation dates, surgery schedules, or expert designations, and we respect your discovery calendar and settlement strategy.
Catastrophic Injury Funding FAQs
Do you fund cases involving spinal cord injuries and traumatic brain injuries?
Will you run credit checks or verify employment?
How much funding can I receive?
Is this completely risk free for me?
Do you consider malpractice, nursing home negligence, or product cases?
Yes. We evaluate medical malpractice, nursing home negligence (including physical abuse), and defective medical devices when counsel documents a valid personal injury claim.
For broader questions about timing, fees, agreements, and general legal funding topics, please see our pre-settlement funding FAQ.
Apply for Catastrophic Injury Funding Today
MMB Solutions Group can help you stabilize today so your attorney can maximize tomorrow.
- ✅ Apply for funding online in minutes
- 📞 Call us directly to speak with a real person
- 📝 Schedule your free consultation today
Keep your case strong and your life steady. MMB Solutions Group provides settlement loan options that are unlike traditional loans—purpose-built for injured people on the road to recovery.